Guaranteed Sale Program(Trade Your Home)

• Owe more than your home is worth?
• Owe more than your condo is worth?
• Owe more than your townhome is worth?
• "Underwater" on your mortgage?
• "Upside Down" on your mortgage?
• Do you have excellent credit?
• Do you want to buy a new home?
• Is your new home budget high $200k’s or more?

"Upside Down" on your condo or townhome?

"Underwater" on your mortgage?

We can build a new custom home for you on one of our exclusive building sites or we can find one for you anywhere in Minnesota or Western Wisconsin. You could also choose from one of our model homes. Our homes run from the high $200k’s and up. Our guaranteed home sale and trade program has helped over 25 families get the NEW HOME OF THEIR DREAMS in the last three years.

Our program works. We evaluate the home to come up with a Fair Market Value Price. From that price we deduct the selling and marketing costs to come up with a assured guaranteed bottom line net to you. The home is put up for sale and if it is not sold by the time the New Home is done, we write a check and buy the home per the Trade Agreement. The best is that if the Home sells and nets more then the assured Trade value, YOU GET IT!

And yes it works for both single Family Homes and Townhouses and even Cabins.

We even will consider taking Lots, Commercial Buildings, Cars, Trucks, Antique Cars, Boats and Snowmobiles in trade to help you get into your DREAM HOME.

Guaranteed Lease Program

TJB Homes, Inc. along with our sister company, Homes USA Realty, will guarantee the lease of your property for up to six years. Now you can feel comfortable moving into your new "Dream Home". We will mange the lease of your old home and guarantee you a monthly payment.

What does the guarantee mean? WE find the tenant, WE pay you even if the tenant moves out! You are not the landlord, WE are!

We have financing available to help you buy the new home and keep the old home.

A very popular way to get into a new home, is our "Guaranteed Lease" of your present home. With this program, you can look at selling your existing home in the future when used home prices recover and help reduce the "Negative Cost" you would incur by selling your home today.

"Key to Financial Success"

Owning rental properties has always been a rewarding endeavor and actually can help you achieve financial success. You receive additional tax deductions for depreciation that helps reduce your taxes. The tenant rents offset the mortgage payment. As you pay the mortgage payment, your principal is reduced giving you more equity in your property. Some of the richest people in this country have attained great wealth through real estate. Just look at Donald Trump!

Frequently Asked Questions

What if the tenant does not pay?
No worry. Homes USA Realty will still pay you your monthly check and they will be responsible for collecting the money.

What about Tax Deductions?
As a rental property owner, your qualify for legal deductions and depreciation. Please consult your CPA.

What happens after the 3 year lease is up?
The property can be sold to the tenant, or the property can be rented again. Homes USA Realty offers the option of a renewal program for an additional 3 one year periods at market rates, less the normal real estate commission of 1 month's rent, for securing the next year's lease.

Why is this a good time for a lease?
Because of all the foreclosures, there are a lot of good families looking for a quality place to live while they repair their credit. Demand for good rental property has increased dramatically. This means that it's a great time to buy your Dream Home.

What if there is a vacancy?
You don't have to worry about that. We will cover all payments to you.

What about repairs?
We will do all the repairs and bill you at a low rate of labor plus materials.

When can I renew the lease?
We require a 90 day notice to renew the lease.

How many times can I renew the lease?
You can renew the lease up to 3 additional times with a 6 year total.

What if the tenant wants to buy the property? We will generate all contracts and handle all the necessary documents for the closing for a nominal brokerage fee of 2.0% of the sale price.

What about insurance?
You still keep insurance on the property.

How do I get started?

• TJB Homes, Inc. 763-780-2944
• Direct Tom Budzynski, Builder 763-286-6868
• Direct Jereomy Fiskewold, Sales Manager 763-286-0197
• Direct Jason Budzynski, Sales 763-286-4277